We understand that many clients start looking at their insurance options on weekends and late at night because that’s either when they happen to be thinking about it or that’s when they have free time. For those who are interested in diving in right away to get an idea of what’s out there, we offer … Continue reading
Developing a sound financial plan is important for both attaining your financial goals and providing security for your family. Part of providing security means establishing an emergency fund and acquiring insurance that will provide protection in case of an otherwise catastrophic loss. The Baby boom generation has been labeled the sandwich generation because many will … Continue reading
The copayment or copay is a payment defined in the insurance policy and paid by you, the insured person, each time a medical service is accessed. The copayments do not usually contribute towards your policy deductible or out-of-pocket maximums whereas coinsurance payments do. It is important to read and understand your policy. Sometimes, services, such … Continue reading